Crypto, fiat and global payments in one app

Use crypto like real money.

Thunder Pay is building the everyday payment layer for crypto and fiat — helping users deposit crypto, pay bills, send money, hold naira, earn rewards, access global currencies, and spend seamlessly from one unified platform.

7+ Supported crypto assets
4+ Instant bill categories
1 Unified payment experience
Crypto → Naira Bank transfer ready
Bolt Rewards Earn as you transact
Hello, Lanre

Thunder Wallet

Total Balance

₦2,450,000

BTCBitcoin wallet
$1,240
USDTBEP20 & Solana
$865
NairaSend and receive
₦620k
💳
Virtual CardGlobal spending
Active

Everything money should do — now powered by Thunder.

Thunder combines crypto wallets, naira accounts, instant bill payments, rewards, cards, and global currency access into one beautiful payment experience.

🔐

Crypto Infrastructure

Deposit crypto and manage supported digital assets across multiple chains with a smooth wallet experience built for everyday users.

💡

Bill Payments

Pay airtime, data, electricity and cable TV bills instantly using crypto or naira.

💸

Crypto to Naira

Send crypto while the recipient receives naira directly into their bank account.

🏦

Naira Accounts

Create naira accounts, receive money, send money, and hold naira balances inside Thunder.

🔄

Hybrid Payments

Move between crypto and fiat without stress. Pay bills, spend, and transfer from one connected wallet.

🎁

Rewards & Cashback

Earn cashback, Bolt rewards, and transaction incentives every time you use Thunder.

👥

Referrals

Users and ambassadors can earn rewards through referrals, leaderboards, and engagement incentives.

🚀

Ambassadors

Powerful community growth engine for campus, crypto, and local communities.

💳

Virtual Cards

Fund cards with crypto or fiat and spend online globally with ease.

🏧

Physical Cards

Withdraw cash locally, spend globally, and connect your card to crypto and fiat balances.

Multi-currency by design

Crypto, naira, global accounts and African currencies.

Thunder is designed to support digital assets, fiat balances, international accounts, African currencies, and instant conversion across supported currencies.

BTCBitcoin
USDTBEP20
USDTSolana
USDCStablecoin
TRXTron
SOLSolana
BNBBNB Chain
NGNNaira
USDDollar
GBPPounds
EUREuro
GHS+Africa

The core Thunder experience

One product experience designed around speed, flexibility, rewards, and real-world spending.

Hold everything.

Hold crypto, naira, international currencies, and future African currencies in one smart account experience.

Crypto Fiat Balances

Spend anywhere.

Pay bills instantly, send money locally, spend globally through virtual and physical cards, and use crypto like real money.

Bills Cards Transfers

Move globally.

Access multiple currencies, convert between crypto and fiat, and move money across borders through one unified platform.

USD GBP EUR Africa

Built in phases. Designed as one powerful ecosystem.

Thunder started with crypto deposits and bill payments, expanded into naira accounts and transfers, and is growing into cards, global accounts, and full multi-currency payments.

Version 1

Crypto deposits and bills

  • Deposit supported crypto
  • Buy airtime
  • Buy data bundles
  • Pay electricity bills
  • Pay cable TV subscriptions
  • Multi-chain wallet support
Version 2

Naira, transfers and growth engine

  • Crypto to naira transfers
  • Naira accounts
  • Deposit and send naira
  • Pay bills with crypto and naira
  • Thunder Ambassadors
  • Referrals and cashback
Next

Cards, global accounts and multi-currency

  • Virtual cards
  • International accounts
  • USD, GBP and EUR
  • CFA, GHS, KES and ZAR
  • Physical ATM cards
  • Crypto and fiat card funding
🧩

Infrastructure for fintechs and merchants(Coming Soon).

Thunder is not just a consumer payment app. It is also positioned to provide APIs and payment infrastructure for fintechs, merchants, and businesses that want crypto-fiat payment rails.

Merchant APIs Fintech APIs Payment Rails Crypto-Fiat Layer
POST /v1/payments/crypto-to-fiat
{
  "asset": "USDT",
  "network": "BEP20",
  "recipient_currency": "NGN",
  "destination": "bank_account",
  "status": "instant"
}

// Thunder makes crypto usable in the real world.

Frequently Asked Questions

Everything you need to know about Thunder Pay.

Thunder Pay is a crypto and fiat payment platform that allows users to deposit crypto, pay bills, send money, hold naira, earn rewards, and spend seamlessly from one unified app.

Yes. Thunder Pay allows users to pay for airtime, data bundles, electricity bills, and cable TV subscriptions using supported cryptocurrencies.

Yes. With Thunder Pay, you can send crypto while the recipient receives naira directly into their Nigerian bank account.

Thunder Pay supports BTC, USDT BEP20, USDT Solana, USDC, TRX, SOL, and BNB.

Yes. Thunder Pay includes cashback rewards, Bolt reward points, referral rewards, ambassador rewards, and transaction incentives.

Be in control of your money game.

Join Thunder Pay and experience a smarter way to hold crypto, hold fiat, pay bills, send money, earn rewards, and spend globally.