CRYPTO, MADE USEFUL

Your crypto.
Your money.
Your everyday.

Why go through the hassle of P2P just to spend your crypto? With Thunder Pay, you can pay bills, send money to Nigerian bank accounts and manage your money — directly from one place.

Get started with Thunder See how it works ↓
Skip the separate P2P step Know your rate before you pay Crypto + naira, together
⚡ Crypto to real life Pay directly from your assets
•••
Your wallet · Sample interface
₦2,450,000

Send ↙
Receive ▦
Pay bills
What would you like to do?
⚡   Buy airtime
Bank transfer
▣   Pay electricity
Send to a bank Without a separate P2P trade
ONE APP CRYPTO WALLET DIRECT BILL PAYMENTS NAIRA TRANSFERS REAL-WORLD UTILITY
WHAT YOU CAN DO WITH THUNDER

From holding crypto to actually using it.

Digital assets should do more than sit in a wallet. Bring crypto into the payments you make every day.

THE GAME CHANGER

Crypto-to-bank transfers

Send money to any Nigerian bank accounts using crypto. See the exchange rate, applicable fees and how much your recipient receives before confirming.

No separate P2P transaction needed
▣

Pay bills with crypto

Use supported crypto assets to buy airtime, mobile data, electricity tokens and cable TV subscriptions — right from Thunder.

Airtime · Data · Electricity · Cable TV
◈

Your crypto wallet

Deposit and hold supported cryptocurrencies, check your asset balances and access your crypto when you're ready to pay or transfer.

₦

Your naira account

Receive and manage naira in the same experience. Make bank transfers with zero transaction fees.

✦

Rewards & referrals

Invite friends, track qualifying referral activity and discover eligible rewards and promotional campaigns as they become available.

Supported assets, banks, payment options and eligibility may vary. Confirm available services in the Thunder app before transacting.

BUILT AROUND REAL SPENDING

Spend crypto.
Skip the extra steps.

With Thunder, you don't have to arrange a separate P2P trade before making a supported payment. Choose what you need, pay using your crypto, and let the platform handle the payment flow.

Explore Thunder
HOW IT WORKS ⚡
◈
Your crypto Choose a supported asset
01
↓
⚡
Thunder Pay Review your quote and confirm
02
↓
₦
Real-world payment Bill payment or Nigerian bank transfer
03

Illustrative process; rates and fees are shown before you confirm.

MADE FOR YOUR DAILY LIFE

One wallet. Everyday possibilities.

From essential utilities to sending money home, Thunder helps make your crypto more practical.

01 / AIRTIME Top up in seconds.

Use supported crypto to purchase airtime.

02 / DATA Stay connected.

Buy mobile data bundles from your crypto balance.

03 / UTILITIES Pay the essentials.

Settle supported electricity and cable TV bills.

04 / TRANSFERS Send money to banks.

Fund supported Nigerian bank accounts with crypto.

CLARITY AT EVERY STEP

Know what you're doing before you pay.

Payments deserve clarity. Thunder's experience is designed to help you understand each transaction, manage your account and find help when needed.

01

Rates and fees upfront

Review applicable rates, fees and the amount your recipient is expected to receive before confirming supported transactions.

02

Verification explained

Register and complete required identity checks. Review the privacy policy to understand how personal data is handled.

03

Track your transactions

Check your activity and transfer statuses so you know where a payment stands.

04

Support when it matters

Need help with a delayed or failed transaction? Reach Thunder's support team through official channels.

Contact support
Understand the service before you use it. Read privacy, terms and refund information
WHAT'S COMING NEXT

Big ambitions.
More ways to spend.

These experiences are planned for the future. They are not presented as features already available today.

COMING SOON / PLANNED
01 · PLANNED

Virtual & physical cards

Spend supported crypto and fiat through card experiences.

◎
02 · PLANNED

Global accounts

Explore account capabilities for eligible users in USD, GBP and EUR.

⇄
03 · PLANNED

Cross-border payments

Move money across supported countries and currencies.

⌗
04 · PLANNED

USSD access

Explore supported financial services without depending on mobile data.

QUESTIONS, ANSWERED

Good to know.

Yes. For supported services, Thunder lets you initiate bill payments and Nigerian bank transfers using your crypto, without arranging a separate P2P trade.
Thunder's described bill-payment services include airtime, mobile data, electricity and cable TV subscriptions, subject to supported providers and availability.
The intended transfer flow includes a review of applicable rates, fees and recipient amount before confirmation. Check your transaction quote in the app before proceeding.
No. Cards, global accounts, cross-border payments and USSD access are listed as upcoming roadmap features, not currently available products.
Visit our support page or email support@paywiththunder.com. Privacy, terms and refund information are available on our legal page .